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Step 01, apply online so we can get you approved. Our lenders are ready to compete for your business. Click Here To Apply Now!

Get Approved!

Step 02, get approved, we will select the lender that offers the best interest rate and monthly payment for your auto loan.

Drive Home!

Step 03, Drive home, vehicle selection is easy, browse our online inventory select your vehicle and drive home!

Response Time:

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Receive a response
in just 12 hours of your
Application submission

About Us

2nd Chance Automotive

2nd Chance Automotive is amongst the top rated internet car loan services, and one of the only loan services to truly guarantee your approval as long as you can meet the minimum requirements. 2nd Chance Automotive has been formed by a team that has been helping families obtain car loans in Ontario since 1999. 2nd Chance Automotive will match your application with a lender that specializes in your credit situation.

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Credit Repair we can handle all of your credit problems including:

Try Our 30 Second Credit Application!

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What is the difference between 2nd Chance Automotive and Others?

There are no chances of you being turned down as long as you meet the requirements. The approval is also given within 24hrs of applying. How do we do this you ask? Our auto financing does not require you to have a very great credit score, or for the applicant to show high financial stability.

You will only need to provide us with few personal details for getting online approval. The given information is then verified by our auto loan experts and further sent to our network of lenders who compete with each other to offer you the best deal.

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What We Offer

Interest rates as low as 4.9% OAC

Over 400 Vehicles in your network of Dealers to choose from.
We deliver all over Ontario... Barrie Belleville Brantford Brockville Chatham Cornwall Guelph Hamilton Kitchener London Muskoka Northfolk Northbay Ottawa Owensound Peterborough Sarnia Sault Ste Marie St Catherines Sudbury Thunderbay Timmins Toronto (GTA) Windsor And Surrounding Areas.

We Now Deliver to neighboring provinces.
Telephone: +1 888 803 7154
FAX: +1 866 699 9473